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Articles

What the numbers mean, in plain words.

Short, plain articles on finding hidden costs and keeping the money. Written from eleven years in finance. No jargon.

Hidden costs

Your budget is one number. The money leaks underneath it.

Why a signed-off budget can hide a lot of money in costs nobody checks, and the four costs an owner should look at first: suppliers, agencies, shop deals, software.

30 September 2026 · Yahya Yacoob

Reports that last

Five hundred spreadsheets, two clicks: a report that outlives its builder

Why one clear report beats hundreds of spreadsheets, why the report is never the point, and how to make the savings last after the project ends.

30 September 2026 · Yahya Yacoob

Cash

Your customers pay later than you pay your suppliers. That is a loan you never agreed to.

In preparation.

Shop deals

What came back from the money you gave this shop? How to find out on one page.

In preparation.

Saving money

Checking every cost from zero in a family company, without a big consulting project.

In preparation.

Reports

The three reports an owner really needs, and the twenty they get.

In preparation.

Want to know which of your costs I would check first?

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